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A Roundabout Route to the Market

Monday, January 25, 2021

Amidst the digital banking trend, the strategy of state financial services companies expand the conventional way. Their goal is the same: efficiency, and bolstering the reach of their services.

arsip tempo : 171166885979.

State-Owned Enterprises Deputy Minister Kartika Wirjoatmodjo (second from left), BRI Syariah Chief Executive Officer Ngatari (second from right), and BNI Syariah CEO Abdullah Firman Wibowo (right), after signing the deed of merger between three sharia banks owned by the association of state-owned banks in Jakarta, December 16, 2020. Antara/Dhemas Reviyanto. tempo : 171166885979.

FINALLY, Dwi Istriari was able to reopen her snacks stall in August last year. At that time, she just received presidential aid worth Rp2.4 million through Permodalan Nasional Madani (PNM).

Prior to this, her business—which started in 2013—grinded to a halt since the start of the Covid-19 pandemic. Her limited capital slowly diminished as no money was coming in. Orders for community or general meetings dried up. “There were har

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