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The Looming Threat of BRI’s Non-Performing Loans

Monday, July 21, 2025

Surging bad loans in the MSME segment, falling profits, and underwhelming non-interest income weigh heavily on BRI’s performance.

arsip tempo : 177670248948.

BRI MSME Expo at the Jakarta Convention Center, Jakarta, Dec. 8, 2023. Tempo/Tony Hartawan. tempo : 177670248948.

BARELY six months into his tenure as Chief Executive Officer (CEO) of Bank Rakyat Indonesia (BRI), Hery Gunardi has been hitting the ground running. He accelerated a transformation agenda targeting mantri, the bank’s frontline officers who interact directly with micro-business borrowers to distribute loans, market financial products, provide mentoring, and oversee repayments.

Hery restructured the mantri role through intensive trainin

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Ghoida Rahmah

Riani Putri Sanusi and Caesar Akbar contributed to the writing of this article. 

MSMEs Bank Rakyat Indonesia non-performing loans NPL MSME credit banking industry performance
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