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Why OJK Struggles to Stop Illegal Online Lending

Monday, December 8, 2025

Illegal lending platforms are flooding social media with aggressive promotions. The OJK is overwhelmed.

arsip tempo : 177308124697.

The website of the Financial Services Authority (OJK), Illegal Financial Activities Eradication System in Jakarta, December 5, 2025. Tempo/Fardi Bestari. tempo : 177308124697.

SHORT videos offering instant loans are rampant on social media. “Fast loans, instant disbursement, no requirements,” one advertisement promises. Others pitch “Loans without BI (Bank Indonesia) checks.” The most tempting: “Zero-interest loans, no ID needed, just your phone number and bank account.”

Hudiyanto, Head of the Secretariat of the Task Force for the Eradication of Illegal Financial Activities (Satgas

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Ghoida Rahmah

Caesar Akbar contributed to the writing of this article.

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