IMAN Santoso, 55, sobbed. He could not hold back his emotions when talking about an unfortunate experience he had in 2019. At that time, this math teacher at a private high school in Central Jakarta was pushing his siblings to invest the family’s inheritance funds in the Indosurya Saving and Loan Cooperative (KSP).

Iman tried to convince his family that the money which will be deposited in Indosurya’s time deposit would yield big ret