IN the last few weeks, the Retirement Fund of Bank Negara Indonesia has been receiving many offers from several banks. The offers promise high interest rates if the retirement fund is willing to keep their money in the bank. There was even an offer of an additional 3 percent above the current guaranteed interest rates, said Eddy Siswanto, Investment Director of BNI Retirement Fund last week.

Why did Eddy, who manages Rp3.2 trillion, gently refuse