WITH a sour expression, a husband and wife left the offices of PT Wahana Bersama Globalindo on the 18th floor of Wisma BRI II, Jakarta, last Thursday afternoon. They were reeling when they discovered that the office of the sales agent for a foreign investment product had closed. The room was dark. The entrance was padlocked. The fate of their investment of US$20,000 (Rp180 million) in Wahana Globalindo was uncertain. Wahana was an “extension”