THE apparent attraction emanates from an office building in the Chinese district of Jalan KH Moch. Mansyur, Jembatan Lima in West Jakarta. It is here that one small bank has its head office. The bank’s capital amounted to only Rp11 billion and it had total assets of Rp20 billion, as of December last year.

If there was no signboard with the words Bank Alfindo on it, nobody would ever guess that this three-story building is in fact the headquart