EVERY time Amelia pays her telephone bill she gets a headache. It's never less than Rp700,000; it's more often around Rp1 million per month. As an insurance agent, she does indeed chat over the phone to conduct transactions with potential clients. With her two cellphones, her monthly bills come to an average of Rp1.5 million.

It's likely that starting April 1 Amelia's budget and those of other telephone customers can be reallocated to other needs. Sta