REZA Zulheruanti now has a real headache. The arrival of the rainy season will very soon force her to move home from the Cikarang region, West Java, where it always floods. Even though she has already made up her mind to move to Bekasi in order to be closer to her place of work, she will be forced to delay this.

This 35-year-old woman was shocked by the amount of the down payment and the interest she had to pay. She was offered an interest rate