As the end of the year approaches, the Indonesian Bank Restructuring Agency (IBRA) is busier than ever. Several banks in its care, instead of getting better, need serious emergency care. Last week, IBRA announced plans to merge five banks that are in critical condition. These are Bank Bali, Universal, Patriot, Prima Ekspres, dan Artha Media. Bank Internasional Indonesia (BII), however, which is also in grave condition, is surprisingly allowed to ...