With the approach of the end of year 2001, several banks are having to fight for their survival. If they can’t meet Bank Indonesia (BI) criteria, they’re going to have to follow in Unibank’s footsteps and quit banking before the closing of the year. That, however, is not the case with syariah banks. Although growth is slow, these banks are going about their business as usual. They’ve managed to escape the storm that hi