DURING the middle of last month, there was a blue-colored Toyota RAV4 on display in the lobby of the BII Tower (Bank Internasional Indonesia), Jakarta. A car exhibition? No. The car—worth more than Rp170 million—was one of 10 Toyotas that will later belong to BII credit card holders. Over a 10-week period, from November 15, 2001, until January 25, 2002, the BII Card Center is giving away prizes to card-holders who use their cards a l