A single paracetamol tablet is not enough to alleviate Puspitawati Budiman’s persistent headache. The pain has continued to worsen since last year. "It will only stop if I take three or more," said Puspita. Thinking about the Rp3 billion she invested through the Millennium Investment Boutique last year certainly does not help.

She has tried everything possible to track down her money. Puspita has filed a police report and gone to the Financial