Bank Muamalat Indonesia may appear less aggressive than in the past. Indonesia¡¯s first sharia (in accordance to the Islamic law) bank began putting a brake on financing since the trouble collecting Rockit Aldeway’s fictitious loan of Rp100 billion last year.

"Plenty has happened in financing," said Bank Muamalat Independent Commissioner Iggi Haruman Achsien. "There were late billings, there was bad new financing." Since then, Muamalat has been