A Roundabout Route to the Market
Amidst the digital banking trend, the strategy of state financial services companies expand the conventional way. Their goal is the same: efficiency, and bolstering the reach of their services.
Aisha Shaidra
January 25, 2021
FINALLY, Dwi Istriari was able to reopen her snacks stall in August last year. At that time, she just received presidential aid worth Rp2.4 million through Permodalan Nasional Madani (PNM).
Prior to this, her business—which started in 2013—grinded to a halt since the start of the Covid-19 pandemic. Her limited capital slowly diminished as no money was coming in. Orders for community or general meetings dried up. “There were har
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