MSME Debts Write-Offs

The government’s policy of allowing MSME loans write-offs under certain conditions is deemed prone to moral hazard and misuse.

Retno Sulistyowati

November 18, 2024

HASANUDDIN recalls the aggressive distribution of Farmer Cards by state-owned banks in East Kalimantan during 2018 and 2019. These cards provided farmers with access to various banking services, including savings, loans or credit, and subsidies. “I was one of the recipients,” said the fruit and vegetable farmer from Muara Badak subdistrict, Kutai Kartanegara Regency, to Tempo on Monday, November 11, 2024.

The Farmer Card also se

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