When Kwik Kian Gie predicted that Destruction Phase II will befall the Indonesian banking sector, its main cause may very well be Bank Internasional Indonesia (BII). When it was first recapitalized in 1999, its coffers received an injection of Rp7.61 trillion from the government. But that only lasted one year because Asia Pulp & Paper Co.a subsidiary of the Sinar Mas Groupwas mired in a bad debt to the tune of US$13 billion. It turned out that U