WHO wants a bad report card with lots of red marks on it? Schoolchildren don't andapparently nor does IBRAChairman Syafruddin Arsyad Temenggung. This former Secretary of the Financial Sector Policy Committee (KKSK), who comes from Palembang, South Sumatra, has certainly received his fair share of criticism since he took over the IBRA hot seat in April this year. For sure, Syafruddin was not looking to get any red marks in the 2001 IBRA financ