IN Indonesia, just because you have debts and don't make your repayments doesn't automatically mean you have to end up in prison. You can actually enjoy yourself and live off the proceeds of your not-yet-repaid debts, like Sjamsul Nursalim is doing. Or, debts are considered non-existent, once they've been sold off as loan assets by the Indonesian Bank Restructuring Agency (IBRA) at discount prices. IBRA carries out this practice of debt settleme