ONE day before the “banking doctor” from the Indonesian Bank Restructuring Agency (IBRA) called his debtor “patients” to room 411 at the Bali Nirwana Resort, they had all gathered together at Bali’s Garuda Wisnu Kencana statue complex. On that occasion, there were many others present, including several senior officials from state-owned enterprises (SOEs), State Minister for SOEs, Laksamana Sukardi, and quite a few ot