ONE investment banker has been complaining. Not long ago, he was looking into loan assets that were being sold off in a grand clearance sale at the Indonesian Bank Restructuring Agency (IBRA). This month, the agency will, in fact, release 2,500 loan portfolios with a total value of Rp150 trillion. As usual, he then asked to see the info memos—data relating to the loans. But he was shocked to hear that these loans are being sold