JUST imagine, in November 2002 a middle-tier bank records a net profit of Rp99 billion. But then, a month later, this profit disappeared and replaced by a loss of Rp1.3 trillion. So where had all the bank’s money gone? Analysts were flabbergasted.

Before the shock of this magic financial report had died down, another “bomb” exploded. This time the source originated from Bank Lippo President Director, I.G.M. Mantera. To cover th