THE matter of Lippo Bank's assets that have been taken over—normally referred to as AYDA—has become a phantom in the sale of the government's share in the bank. Originating from corporate assets that still have outstanding debts to Lippo Bank, these assets should in fact have been sold within a period of one year, based on Bank Indonesia (BI) regulations. But ever since they first appeared on Lippo Bank's balance sheet back in 1998, t