WHAT'S the difference between borrowing money from a conventional bank and a Syariah bank? If you were to ask this question of Asep Solichin, 35, he would reply, "At Syariah banks the staff never ask you for a fee from the money that you have borrowed."

There was in fact never any question of a bribe ever being asked for. "I sent them a parcel at Lebaran and they were dubious about accepting it. Perhaps they were worried that t