Together with a score of friends, Sandy Budiman met up with Fredy Wirajaya at the end of October. Sandy told the investment manager of a virtual bitcoin savings scheme, BTCPanda.com, he had three more friends interested in becoming clients. They arranged a meeting at an eatery in Cilandak Town Square, South Jakarta. It so happened, that day Fredy was scheduled to hold a seminar on bitcoin investment at the selfsame shopping center.

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