I hold a Lippo Visa Electron Card, no. 4265 3537 8737 0969 and recently had an unfortunate incident while using the debit card to purchase a Mandala Airlines ticket. As I was paying, I was told by one of the agents at the Mandala Airlines counter that if I used the Visa Electron debit card, I would be charged 3 percent extra. I had no other choice but to use my credit card. Had I been able to use my debit card, I could have controlled all my ex...