I am a housewife, who was waiting for my child to finish an English class at the LB LIA on Jalan Pramuka, Jakarta, on February 8, 2001. It was raining heavily at the time. I parked my car in the school’s parking lot. Shortly after, a tree fell on my car, leaving it totally wrecked.

I reported this incident to the person in charge at the LB LIA the next day. However, they refused to pay for any damage. The reason given was that there was no