IN a meeting of Commission IX of the House of Representatives, Health Minister Budi Gunadi Sadikin said the state is heavily burdened by large claims by the wealthy on the Social Security Health Care System (BPJS Kesehatan).

Private insurance is one solution to this problem. The question is, why do so few Indonesians have life insurance? Data on life insurance in Indonesia shows that only 6.5 percent of the populace is protected by lif