THERE is no reason to be pessimistic if we look over the background of the new Finance Minister. Agus Martowardojo, appointed to replace Sri Mulyani, is not a bureaucrat and neither is he is a fiscal or monetary expert. He is nothing more than a banker. And this is the first time a banker has been put in charge of the Finance Department. Given his reputation, he is the right person to head to the Finance Department. In fact, some would describe h