WHEN the news broke about the fraud at Bank Rakyat Indonesia (BRI), many were shocked and refused to believe it. This development was certainly unwanted, coming as it did from a bank that had just gone public and managed to attract Rp4.17 trillion in fresh funds. The reputation of the bank, which claims to be "the best" is in tatters, despite the fact that BRI's bosses have already found funds to cover the Rp294 billion loss. At the same time, the J