Pooling Resources

Educators have founded the Teachers' Credit Union on Adonara, a small island off the eastern coast of Flores. From just a few founding members, the cooperative now has more than 10,000 members.

Pictures of Kamsina Palanbolen's nieces and nephews hang on her living room wall in the village of Redontena on Adonara Island in Flores. The 44-year-old woman points at the pictures and gushes with pride. "They all went to college out of tow