Bitter Sweetener

The Proof of Ownership Certificate (SBH) is an incentive given by the government to the former shareholders of banks who are participating in the recapitalization program. SBHs are also given to shareholders of public companies. The intention of the government is to offer a sweetener to the old shareholders so they will buy back the government's shares in the recapitalized banks, after three years.

The value of the SBH is calculated based on

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