Procrastination to a Perfect Storm
Monday, August 16, 2021
The government proposes the relaxation policy for resolving non-performing loans being extended until 2023. A ticking time bomb in the financial industry.
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ONE and a half years into the pandemic, everything seems fine in our financial industry. The ratio of non-performing loans (NPLs) is indeed rising. The pandemic certainly has made some businesses slow down, making it difficult for borrowers to service their debts. But on the surface, the situation looks clear. As of the end of June, the ratio of NPLs in the finance industry is only 3.24 percent, far from the danger threshold.
The problem, h
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