RINA is a loyal customer of a Shari’a (Islamic law) bank. Find this hard to believe? Then have a look in the drawers of her wardrobe at her home. There, she has two savings account books, one from Bank Muamalat and the other from Bank Syariah Mandiri. She also has two certificates of deposits from these two banks.

It appears that this mother of one has been saving her money in Shari’a banks for several years now. When she was still a student