AGUS Martowardojo is starting a new tradition for the Indonesian banking industry. Last Wednesday, courageously, the CEO of Bank Mandiri took a measure that had so far been considered taboo by bankers: announcing the names of big debtors in arrears in their loan installment payments. Traditionally, such a list is kept highly confidential by the board of the directors. It is as if the people who are also shouldering the burden of financing bank re