CALLING yourself Mas (gold) does not automatically mean that your business will always glitter like gold. The performance of Raja Garuda Mas and Domba Mas, for example, is anything but brilliant in the eyes of its creditor, PT Bank Mandiri Tbk. At least that was the latest evaluation by Agus Martowardojo last Wednesday.

The CEO of Bank Mandiri is indeed anxious. From the total of non-performing loansRp27.1 trillionowed to the state-owned bank, th