Big on Opportunities, Low on Capital

Sharia banks offer many services to attract customers. However, it is difficult for them to compete with conventional banks due to having less capital.

Aisha Shaidra

April 24, 2023

NANIEN Yuniar registered to get a spot in the haj pilgrimage quota one year ago. This video producer at a media company opened a Bank Syariah Indonesia  (BSI) haj pilgrimage savings account on the recommendation of her sibling. “I made a savings account when I had enough for the initial deposit,” said the 33-year-old woman on Monday, April 17. 

After opening the account at a BSI branch in East Jakarta, Nanien had

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