MACHRIL and his colleagues are formulating a new approach. Policyholders of Asuransi Jiwasraya—now Asuransi Jiwa IFG or IFG Life—who oppose the restructuring scheme are preparing to request an audience with the Ministry of Justice and Human Rights. Machril feels that his rights as a policyholder and citizen have been ignored. “We believe it is necessary to provide input to the new minister,” said the retired civil ser