For the past five years, the Small and Medium-Scale Enterprises (SMEs) have not been able to settle their non-performing loans. Now, the government has suddenly decided to intervene. In order to settle non-performing loans of 414 SMEs worth Rp39.5 trillion, the government will provide a 50 percent debt principal reduction for SME debtors who can repay their debts in cash and a 40 percent debt principal reduction for those who can settle their