The Attorney General's Office (AGO) has yet to take action against other perpetrators in the Asuransi Jiwasraya investment fund scandal. The Financial Services Authority bears most of the responsibility.

The Attorney General's Office still has not named any new suspect in the Asuransi Jiwasraya investment funds scandal. For quite a while now, the Financial Services Authority has detected foul play in Jiwasraya's asset placement, but no firm action was ever taken.

Bank Indonesia and the Financial Services Authority relax the provisions for motor vehicle ownership loans. Players in the financial industry are not bold as to boast their performance will immediately spur.

Supported by the capital strength of technology companies, a number of banks are preparing to become digital banks. Regulations are running behind.